Fiduciary, Flat-Fee Only Wealth Management Services for Latino Business Owners.
What does Fiduciary mean?
We believe in placing our clients’ best interests first. Therefore, we are proud to commit to the following five fiduciary principles:
We will always put your best interests first.
We will act with prudence; that is, with the skill, care, diligence, and good judgment of a professional.
We will not mislead you, and we will provide conspicuous, full and fair disclosure of all important facts.
We will avoid conflicts of interest.
We will fully disclose and fairly manage, in your favor, any unavoidable conflicts.
In other words, we will treat you with the honesty and integrity that you would expect from someone with whom you are entrusting your life savings.
Please click here to print an unsigned, unbranded copy of the fiduciary oath (from The Committee for the Fiduciary Standard) that you can take to any other advisors you are interviewing. When you become a client of Sophronia, you’ll get your own copy of the Fiduciary Oath hand-signed by our President, Miguel Gomez.
What is flat fee-only?
As flat fee-only financial advisors, we charge a simple, fixed fee for our services. We don’t earn commissions from selling financial products or use assets-under-management (AUM) fees, which vary based on the size of your portfolio.
While no fee structure is completely free of conflicts of interest, we believe our approach is more transparent and predictable. Depending on your portfolio size, it may also be more cost-effective than AUM fees.
Another benefit of being flat fee-only advisors is that our advice is accessible to those with a high income but no investable assets, who are often turned down by traditional AUM advisors.
Our fee starts at $16,000 per year.
Our Team
Miguel Gomez, CFP®, EA
Miguel is a Certified Financial Planner™ and Enrolled Agent dedicated to helping entrepreneurial families bring clarity and confidence to their financial lives, working personally with every client.
With more than 16 years of experience, Miguel guides business owners and professionals through the complexities of tax planning, investment management, retirement preparation, and generational wealth transfer. His approach blends technical expertise with a transparent, fiduciary commitment, so clients know every recommendation is designed solely with their best interests in mind.
Miguel specializes in working with entrepreneurial families who want more than generic financial advice. By combining flat-fee wealth management with proactive tax strategies (always is collaboration with clients’ CPA), he helps clients transform their businesses and personal finances into powerful engines for long-term security and opportunity. His mission is simple: to empower families to make smart financial decisions, reduce stress around money, and live their best lives today and for generations to come.
Miguel enjoys taking classes on his Peloton Bike, weight-lifting and reading non-fiction books, as well as traveling and hiking with his wife and children.
Miguel has a growing collection of pre-1900 books and also enjoys baking and building LEGO sets.
Karina Nava, EA
Founder
Antonio Nava, EA, NTPI Fellow
Shareholder
Antonio came to the United States when he was 26 years-old. His first job was as a dishwasher. In just three years, he became the restaurant’s general manager, with more than 40 employees under him.
In 1993 he began his professional career as Accountant and Tax preparer after receiving his Accounting Certificate from Orange Coast College in California.
He’s the founder of the NAVA Business Group.
Throughout these years, he has focused on his 3 passions:
1. Representing taxpayers before the IRS in audits and tax debt negotiations.
2. Scaling the companies he has founded and which make up the NAVA Business Group.
3. Empowering tax professionals and accountants who are willing to turn their profession into a business.
Although Mr. Nava does not have client-facing responsibilities for Sophronia, he brings his valuable insights and experience to the team.
The Power and Significance of
Our Name
“Sophronia” comes from an ancient Greek word meaning wise, prudent, and self-controlled. These qualities are exactly what we aim to bring to our relationship with you.
Wise: Think of us as your go-to experts for all things financial. We’ve spent years learning and understanding the ins and outs of the financial world, so you don’t have to. Our goal is to share this wisdom with you, helping you make smart financial decisions that fit your life, both today and for the years to come.
Prudent: We believe in being careful and sensible with your money. As a fiduciary firm, we’re legally obligated to act in your best interest. This means our advice is all about what’s best for you, not what’s going to earn us a commission. Our flat fee-only model keeps things simple and transparent, so you know exactly what you’re paying for and why.
Self-Control: Managing money wisely often means staying calm and steady, even when markets are unpredictable. We’re here to help you stick to your long-term goals, offering support and guidance through the ups and downs. With us, you’ll have a partner who helps you stay focused and disciplined.
In choosing the name Sophronia Wealth Advisors, we wanted to reflect these core values. Our name is a promise to you that we will always strive to be wise, prudent, and disciplined in helping you create a plan that works for you and bringing it to reality.
We’re committed to building a trusting relationship with you, guiding you toward a secure and prosperous financial life, today and in the future.